:root{--paper: #f4f8f6;--paper-2: #ffffff;--ink: #16332e;--muted: #567069;--line: #d3e0dc;--ochre: #0e5f52;--ochre-dark: #0a473e;--urgent: #b3421f;--green: #1f6651;--max: 1180px;--reading: 760px;--shadow: 0 18px 60px rgba(44, 36, 25, .12)}*{box-sizing:border-box}html{scroll-behavior:smooth;background:var(--paper)}body{margin:0;color:var(--ink);background:linear-gradient(90deg,rgba(14,95,82,.05) 1px,transparent 1px) 0 0 / 32px 32px,var(--paper);font:400 17px/1.68 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;text-rendering:optimizeLegibility}a{color:var(--ochre-dark);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:var(--urgent)}button,input,textarea{font:inherit}button{cursor:pointer}:focus-visible{outline:3px solid #2f8d7d;outline-offset:3px}.skip-link{position:fixed;left:1rem;top:-5rem;z-index:100;padding:.7rem 1rem;background:var(--ink);color:#fff}.skip-link:focus{top:1rem}.shell{width:min(calc(100% - 2rem),var(--max));margin-inline:auto}.site-header{position:relative;z-index:30;border-bottom:1px solid var(--line);background:#f4f8f6f5}.header-inner{min-height:76px;display:flex;align-items:center;gap:1.25rem}.brand{display:inline-flex;align-items:center;gap:.72rem;color:var(--ink);text-decoration:none;font-weight:760;letter-spacing:-.02em;white-space:nowrap}.brand-mark{width:30px;height:30px;border:2px solid var(--ink);border-radius:50%;position:relative}.brand-mark:before,.brand-mark:after{content:"";position:absolute;background:var(--ochre)}.brand-mark:before{width:2px;height:16px;left:13px;top:4px;transform:rotate(36deg)}.brand-mark:after{width:8px;height:2px;left:10px;top:19px}.brand-mark--farvater{border-color:var(--ochre);overflow:hidden}.brand-mark--farvater:before{width:34px;height:10px;left:-4px;top:13px;transform:none;border-radius:50% 50% 0 0/100% 100% 0 0;background:var(--ochre);opacity:.9}.brand-mark--farvater:after{width:34px;height:7px;left:-2px;top:18px;border-radius:50% 50% 0 0/100% 100% 0 0;background:#2f8d7d}.main-nav{margin-left:auto;display:flex;align-items:center;gap:1rem}.main-nav a{color:var(--ink);text-decoration:none;font-size:.88rem;font-weight:650}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.65rem 1rem;border:1px solid var(--ochre);border-radius:999px;background:var(--ochre);color:#fff!important;text-decoration:none!important;font-weight:750;line-height:1.1}.nav-cta:hover,.button:hover{background:var(--ochre-dark);border-color:var(--ochre-dark)}.breadcrumbs{padding-block:1rem;border-bottom:1px solid var(--line);font-size:.84rem;color:var(--muted)}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.45rem;padding:0;margin:0}.breadcrumbs li:not(:last-child):after{content:"/";margin-left:.45rem;color:#9c978c}.hero{padding:clamp(3.25rem,7vw,5.5rem) 0 2.8rem;border-bottom:1px solid var(--line)}.eyebrow{display:flex;align-items:center;gap:.6rem;margin:0 0 1rem;color:var(--urgent);font-size:.78rem;font-weight:820;text-transform:uppercase;letter-spacing:.12em}.eyebrow:before{content:"";width:28px;height:2px;background:currentColor}h1,h2,h3{font-family:Georgia,Times New Roman,serif;text-wrap:balance}h1{max-width:990px;margin:0;font-size:clamp(2.35rem,5vw,4.2rem);line-height:1.04;letter-spacing:-.045em;font-weight:550;hyphens:auto}.hero-deck{max-width:800px;margin:1.7rem 0 0;font-size:clamp(1.08rem,2vw,1.35rem);line-height:1.48;color:#3f4540}.hero-meta{display:flex;flex-wrap:wrap;gap:.7rem 1.5rem;margin-top:1.6rem;color:var(--muted);font-size:.82rem}.hero-meta strong{color:var(--ink)}.urgent-strip{background:#0f2a25;color:#eaf5f2}.urgent-grid{display:grid;grid-template-columns:repeat(4,1fr)}.urgent-step{padding:1.35rem 1.2rem;border-right:1px solid rgba(255,255,255,.16)}.urgent-step:last-child{border-right:0}.urgent-step b{display:block;margin-bottom:.28rem;font-size:.76rem;letter-spacing:.08em;text-transform:uppercase;color:#f0a37c}.urgent-step span{display:block;line-height:1.35;font-size:.93rem}.page-grid{display:grid;grid-template-columns:minmax(0,var(--reading)) minmax(220px,1fr);gap:clamp(2rem,6vw,6rem);align-items:start;padding-block:3rem 6rem}.article{min-width:0}.article h2{scroll-margin-top:1.5rem;margin:4rem 0 1.1rem;font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.12;letter-spacing:-.035em;font-weight:560}.article h2:first-child{margin-top:0}.article h3{margin:2rem 0 .8rem;font-size:1.28rem;line-height:1.25}.article p{margin:0 0 1.25rem}.article li{margin-bottom:.62rem}.article ul,.article ol{padding-left:1.3rem;margin:.8rem 0 1.5rem}.article a{overflow-wrap:anywhere}.lead-answer{margin:0 0 2rem;padding:1.4rem;border-left:5px solid var(--urgent);background:#fffaf2;font-size:1.08rem}.note{margin:1.7rem 0;padding:1.15rem 1.25rem;border:1px solid var(--line);border-radius:4px;background:var(--paper-2)}.note strong{display:block;margin-bottom:.35rem}.checklist{list-style:none;padding:0!important}.checklist li{position:relative;padding-left:1.8rem}.checklist li:before{content:"";position:absolute;left:0;top:.48em;width:13px;height:13px;border:2px solid var(--green);border-radius:2px}.data-table{width:100%;border-collapse:collapse;margin:1.5rem 0 2rem;font-size:.93rem}.data-table th,.data-table td{padding:.8rem .75rem;border:1px solid var(--line);text-align:left;vertical-align:top}.data-table th{background:#e9e2d5;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em}.side{position:sticky;top:1.5rem}.toc{border-top:4px solid var(--ink);padding-top:1rem}.toc h2{margin:0 0 1rem;font:800 .78rem/1.2 Inter,sans-serif;text-transform:uppercase;letter-spacing:.1em}.toc ol{margin:0;padding:0;list-style:none;counter-reset:toc}.toc li{counter-increment:toc;display:grid;grid-template-columns:2rem 1fr;gap:.3rem;margin-bottom:.65rem}.toc li:before{content:counter(toc,decimal-leading-zero);color:var(--ochre-dark);font-size:.72rem;padding-top:.16rem}.toc a{color:var(--ink);text-decoration:none;font-size:.84rem;line-height:1.35}.source-list{margin-top:2rem;padding-top:1rem;border-top:1px solid var(--line);font-size:.78rem;color:var(--muted)}.source-list a{color:inherit}.cluster-band{margin:3rem 0;padding:2rem;color:#f7f0e4;background:var(--ink)}.cluster-band h2{margin-top:0;color:#fff}.cluster-band a{color:#f2b775}.topic-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin:1.5rem 0 2.5rem;background:var(--line);border:1px solid var(--line)}.topic-link{display:block;min-height:140px;padding:1.15rem;background:var(--paper-2);text-decoration:none}.topic-link small{color:var(--urgent);font-weight:800;text-transform:uppercase;letter-spacing:.08em}.topic-link strong{display:block;margin-top:.55rem;color:var(--ink);font:550 1.2rem/1.2 Georgia,serif}.topic-link span{display:block;margin-top:.45rem;color:var(--muted);font-size:.82rem;line-height:1.4}.trust-page{width:min(calc(100% - 2rem),820px);margin:0 auto;padding:clamp(3rem,7vw,6rem) 0}.trust-page h1{font-size:clamp(2.4rem,5vw,4.5rem)}.trust-page h2{margin-top:2.8rem;font-size:1.8rem}.trust-page .lede{font-size:1.2rem;color:var(--muted)}.site-footer{background:#0f2a25;color:#d5e3df;padding:3.5rem 0 2rem}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}.site-footer h2{margin:0 0 .8rem;font-size:1.6rem;color:#fff}.site-footer p{max-width:520px;color:#a8c0ba;font-size:.9rem}.footer-links{display:grid;gap:.55rem;align-content:start}.footer-links a{color:#e8e1d3;font-size:.87rem}.copyright{margin-top:2.5rem;padding-top:1.2rem;border-top:1px solid #383b38;font-size:.76rem;color:#8f928c}.lead-panel{position:fixed;z-index:80;right:max(18px,env(safe-area-inset-right));bottom:max(18px,env(safe-area-inset-bottom));width:min(390px,calc(100vw - 36px));max-height:min(640px,calc(100vh - 36px));overflow:auto;border:1px solid #b8ad99;border-top:5px solid var(--ochre);border-radius:8px;background:#fffdf8;box-shadow:var(--shadow)}.lead-panel[hidden]{display:none}.lead-panel__inner{padding:1.1rem}.lead-close{position:absolute;top:.65rem;right:.65rem;width:44px;height:44px;border:1px solid #928a7e;border-radius:50%;background:#fff;color:var(--ink);font-size:1.35rem;line-height:1}.lead-panel h2{margin:0 3rem .4rem 0;font-size:1.45rem;line-height:1.13}.lead-panel__copy{margin:0 2.7rem .85rem 0;color:var(--muted);font-size:.79rem;line-height:1.4}.lead-form{display:grid;gap:.7rem}.field{display:grid;gap:.28rem}.field label{font-size:.77rem;font-weight:760}.field input,.field textarea{width:100%;border:1px solid #aaa297;border-radius:4px;padding:.62rem .7rem;color:var(--ink);background:#fff;font-size:.9rem}.field textarea{min-height:82px;resize:vertical}.consent{display:grid;grid-template-columns:auto 1fr;gap:.55rem;align-items:start;font-size:.72rem;line-height:1.35}.consent input{margin-top:.2rem}.lead-submit{width:100%;min-height:45px;border:0;border-radius:4px;background:var(--ochre-dark);color:#fff;font-weight:820}.lead-submit[disabled]{opacity:.6;cursor:wait}.lead-status{min-height:1.2em;margin:0;font-size:.76rem;color:var(--urgent)}.honeypot{position:absolute!important;left:-10000px!important}@media(max-width:920px){.header-inner{min-height:0;flex-wrap:wrap;gap:.45rem 1rem;padding:.55rem 0 .45rem}.main-nav{order:2;width:100%;margin-left:0;overflow-x:auto;padding:.15rem 0 .35rem;scrollbar-width:thin}.main-nav a{display:inline-flex;align-items:center;min-height:44px;white-space:nowrap}.urgent-grid{grid-template-columns:repeat(2,1fr)}.urgent-step:nth-child(2){border-right:0}.urgent-step:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.24)}.page-grid{grid-template-columns:1fr}.side{position:static;order:-1}.toc ol{columns:2;column-gap:2rem}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>:first-child{grid-column:1 / -1}}@media(max-width:620px){body{font-size:16px}.shell{width:min(calc(100% - 1.25rem),var(--max))}.header-inner{min-height:66px}.brand{font-size:.92rem}.brand-mark{width:27px;height:27px}.brand-mark:before{left:11px}.brand-mark:after{left:8px}.nav-cta{min-height:44px;padding:.55rem .7rem;font-size:.72rem}.hero{padding-top:3rem}.urgent-grid{grid-template-columns:1fr}.urgent-step{border-right:0;border-bottom:1px solid rgba(255,255,255,.24)}.urgent-step:last-child{border-bottom:0}.page-grid{padding-top:2rem}.toc ol{columns:1}.topic-links,.footer-grid{grid-template-columns:1fr}.footer-grid>:first-child{grid-column:auto}.lead-panel{left:max(10px,env(safe-area-inset-left));right:max(10px,env(safe-area-inset-right));bottom:max(10px,env(safe-area-inset-bottom));width:auto;max-height:min(590px,calc(100vh - 20px))}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}:root{--fn-surface: #ffffff;--fn-surface-2: #eaf2f0;--fn-ink: #123832;--fn-body: #2f4a44;--fn-muted: #567069;--fn-line: #d3e0dc;--fn-accent: #0e5f52;--fn-accent-ink: #ffffff;--fn-accent-hover: #0a473e;--fn-accent-text: #0e5f52;--fn-field: #ffffff;--fn-field-ink: #123832;--fn-field-line: #b9ccc7;--fn-radius: 14px}.fn-card{width:min(100% - 2rem,760px);margin:3.5rem auto;padding:clamp(20px,4vw,32px);background:var(--fn-surface);border:1px solid var(--fn-line);border-radius:var(--fn-radius);color:var(--fn-body);display:flex;flex-direction:column;gap:14px;scroll-margin-top:90px}.fn-card--compact{margin:2.25rem auto}.fn-kicker{margin:0;color:var(--fn-muted);font-size:.82rem;letter-spacing:.04em}.fn-title{margin:0;color:var(--fn-ink);font-size:clamp(1.35rem,3vw,1.75rem);line-height:1.15}.fn-lede{margin:0;color:var(--fn-body);font-size:1rem;line-height:1.55}.fn-promises{margin:0;padding:0;list-style:none;display:grid;gap:8px}.fn-promises li{position:relative;padding-left:26px;color:var(--fn-body);font-size:.94rem;line-height:1.45}.fn-promises li:before{content:"";position:absolute;left:4px;top:.55em;width:10px;height:10px;border-radius:50%;background:var(--fn-accent)}.fn-form{display:grid;gap:12px;margin:0}.fn-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.fn-field{display:grid;gap:5px}.fn-field>span{color:var(--fn-ink);font-size:.9rem;font-weight:600}.fn-field>span em{color:var(--fn-muted);font-style:normal;font-weight:400}.fn-field>small{color:var(--fn-muted);font-size:.82rem}.fn-field input,.fn-field textarea{width:100%;padding:11px 13px;border:1px solid var(--fn-field-line);border-radius:min(var(--fn-radius),12px);background:var(--fn-field);color:var(--fn-field-ink);font:inherit;font-size:1rem}.fn-field textarea{resize:vertical;min-height:84px}.fn-field input:focus-visible,.fn-field textarea:focus-visible,.fn-consent input:focus-visible,.fn-submit:focus-visible{outline:2px solid var(--fn-accent);outline-offset:2px}.fn-consent{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;color:var(--fn-body);font-size:.9rem;line-height:1.4}.fn-consent input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--fn-accent)}.fn-consent a{color:inherit}.fn-submit{min-height:50px;padding:13px 20px;border:1px solid var(--fn-accent);border-radius:min(var(--fn-radius),999px);background:var(--fn-accent);color:var(--fn-accent-ink);font:inherit;font-size:1rem;font-weight:700;cursor:pointer;transition:background .18s ease,border-color .18s ease}.fn-submit:hover:not(:disabled){background:var(--fn-accent-hover);border-color:var(--fn-accent-hover)}.fn-submit:disabled{opacity:.65;cursor:wait}.fn-status{margin:0;min-height:1.2em;font-size:.92rem;color:var(--fn-muted)}.fn-status--ok{color:var(--fn-accent-text);font-weight:600}.fn-status--error{color:var(--fn-ink);font-weight:600}.fn-micro{margin:0;color:var(--fn-muted);font-size:.82rem;line-height:1.4}.fn-page{width:min(100% - 2rem,1080px);margin:0 auto;padding:2.5rem 0 3.5rem;display:grid;gap:2.5rem}.fn-page h1{color:var(--fn-ink);font-size:clamp(1.7rem,4vw,2.5rem);line-height:1.12;margin:0}.fn-page>header{display:grid;gap:12px}.fn-page .fn-card{width:100%;margin:0}.fn-split{display:grid;gap:1.75rem;align-items:start}@media(min-width:900px){.fn-split{grid-template-columns:1fr minmax(340px,420px)}}.fn-steps,.fn-cards,.fn-prep{display:grid;gap:12px}@media(min-width:700px){.fn-steps{grid-template-columns:repeat(3,1fr)}.fn-cards{grid-template-columns:repeat(2,1fr)}}.fn-step,.fn-tile{background:var(--fn-surface-2);border:1px solid var(--fn-line);border-radius:min(var(--fn-radius),14px);padding:16px 18px;display:grid;gap:6px}.fn-step b,.fn-tile b{color:var(--fn-ink);font-size:1rem}.fn-step span,.fn-tile span{color:var(--fn-body);font-size:.9rem;line-height:1.45}.fn-step i{font-style:normal;font-weight:700;color:var(--fn-accent-text);font-size:.8rem;letter-spacing:.08em}a.fn-tile{text-decoration:none}a.fn-tile:hover{border-color:var(--fn-accent)}.fn-prep{padding-left:1.2rem}.fn-prep li{color:var(--fn-body);font-size:.94rem;line-height:1.5}.fn-section-title{color:var(--fn-ink);font-size:clamp(1.15rem,2.5vw,1.4rem);margin:0 0 4px}.fn-hero-cta{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:14px 26px;border:1px solid var(--fn-accent);border-radius:min(var(--fn-radius),999px);background:var(--fn-accent);color:var(--fn-accent-ink)!important;font-weight:700;font-size:1rem;line-height:1.1;text-decoration:none!important}.fn-hero-cta:hover{background:var(--fn-accent-hover);border-color:var(--fn-accent-hover)}.fn-hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px 18px;margin:28px 0 0}.fn-hero-actions>span{font-size:.9rem;opacity:.85}.faq{margin-top:2.5rem}.faq-item{padding:16px 0;border-top:1px solid var(--fn-line)}.faq-item:last-child{border-bottom:1px solid var(--fn-line)}.faq-item h3{margin:0 0 6px;font-size:1.05rem;line-height:1.3}.faq-item p{margin:0;line-height:1.6}.fn-popup{position:fixed;inset:0;z-index:90;display:grid;place-items:end center}.fn-popup[hidden]{display:none}.fn-popup__backdrop{position:absolute;inset:0;background:#080a098c;opacity:0;transition:opacity .2s ease}.fn-popup.is-visible .fn-popup__backdrop{opacity:1}.fn-popup__card{position:relative;width:min(100% - 1.5rem,460px);max-height:calc(100dvh - 2rem);max-height:calc(100vh - 2rem);margin-bottom:max(1rem,env(safe-area-inset-bottom));overflow-y:auto;overscroll-behavior:contain;background:var(--fn-surface);border:1px solid var(--fn-line);border-radius:var(--fn-radius);box-shadow:0 24px 70px #00000061;transform:translateY(14px);opacity:0;transition:transform .22s ease,opacity .22s ease}.fn-popup.is-visible .fn-popup__card{transform:translateY(0);opacity:1}.fn-popup__card .fn-card{width:100%;margin:0;border:0;box-shadow:none;background:transparent}.fn-popup__close{position:sticky;top:8px;z-index:2;float:right;margin:8px 8px -8px 0;min-width:40px;min-height:40px;border:1px solid var(--fn-line);border-radius:50%;background:var(--fn-surface-2);color:var(--fn-ink);font-size:1.25rem;line-height:1;cursor:pointer}.fn-popup__close:hover{border-color:var(--fn-accent)}body.fn-popup-open{overflow:hidden}@media(min-width:720px){.fn-popup{place-items:center}.fn-popup__card{margin-bottom:0}}@media(prefers-reduced-motion:reduce){.fn-popup__backdrop,.fn-popup__card{transition:none}}.fn-nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:8px 16px;border:1px solid var(--fn-accent);border-radius:min(var(--fn-radius),999px);background:var(--fn-accent);color:var(--fn-accent-ink)!important;font-size:.85rem;font-weight:700;line-height:1.1;text-decoration:none!important;white-space:nowrap}.fn-nav-cta:hover{background:var(--fn-accent-hover);border-color:var(--fn-accent-hover)}@media(max-width:720px){.fn-nav-cta{display:none}}.fn-sticky{display:none}@media(max-width:720px){.fn-sticky{display:block;position:fixed;left:12px;right:12px;bottom:max(12px,env(safe-area-inset-bottom));z-index:40;padding:14px 18px;border:1px solid var(--fn-accent);border-radius:999px;background:var(--fn-accent);color:var(--fn-accent-ink);font:inherit;font-size:.95rem;font-weight:700;text-align:center;text-decoration:none;box-shadow:0 10px 30px #00000047;transition:opacity .2s ease,transform .2s ease}.fn-sticky[hidden]{display:none}.fn-sticky--muted{opacity:0;pointer-events:none;transform:translateY(8px)}body.fn-has-sticky{padding-bottom:78px}}@media(prefers-reduced-motion:reduce){.fn-submit,.fn-sticky{transition:none}}@media(max-width:640px){input:not([type=checkbox]):not([type=radio]),textarea,select{font-size:16px!important}}@media(max-width:720px){button,[role=button],.fn-submit,.fn-popup__close{min-height:44px}input[type=checkbox]{width:24px;height:24px}}@media(max-width:900px){.site-header nav a,.site-footer nav a,.footer-links a,.primary-nav a,.main-nav a{padding-block:10px}.toc a,.toc li a{display:block;padding-block:9px}.fn-mobile-nav a{padding-block:11px}}@media(max-width:720px){table{display:block;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}pre,code{overflow-x:auto}}@media(max-width:640px){.eyebrow,.fn-kicker,.fn-micro,.fn-status,.breadcrumbs,.footer-bottom,.copyright,small{font-size:.82rem}.fn-consent,.fn-consent span{font-size:.88rem}}@media(max-width:900px){.fn-mobile-nav,.site-header .fn-mobile-nav{display:flex;gap:18px;align-items:center;width:100%;padding:0 16px 10px;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}.fn-mobile-nav::-webkit-scrollbar{display:none}.fn-mobile-nav a{flex:0 0 auto;padding:6px 0;font-size:.86rem;white-space:nowrap;text-decoration:none}.fn-mobile-nav a.is-cta{font-weight:700}.fn-mobile-nav a{display:block!important}.site-header .fn-mobile-nav{border-top:1px solid currentColor;border-top-color:color-mix(in srgb,currentColor 18%,transparent)}}@media(min-width:901px){.fn-mobile-nav,.site-header .fn-mobile-nav{display:none}}.fn-sticky:not(.fn-sticky--ready){display:none!important}a,li,p,td,th{overflow-wrap:anywhere}html,body{max-width:100%;overflow-x:hidden}.site-footer a{color:#8ed3c5}.site-footer a:hover{color:#b5e5db}@media(max-width:640px){.data-table th,table th,.source-list{font-size:.84rem}}